Q. Where’s the
free money?
I
wish I had a penny for every time that question has come up. Simply
stated, there is no free money. The federal government offers several
financing programs, and various interesting non-traditional lenders are
located within the state. For more information, please fill out our
Request
for Counseling form.
Q. How soon
can I get a loan?
Most
lenders process loans as quickly as possible. Some have advertised
turn-around times of less than a week. However, that’s only after
all paperwork is in the format they require. Come in or call us for help
with your loan package. For more information, please fill out our Request
for Counseling form.
Q. Will I
have to put some money down on a loan? How much?
Lending
is pretty much the same – you need to have a down payment. You must
show the ability to pay back your loan, and you need something to give
to the lender in the event you fail to pay. If your Total Project
Cost is $100k, you will need to bring into the deal around $25k in cash
or cash equivalent. We can help you determine your actual cash need.
Call us for an appointment today. For more information, please fill out
our Request for Counseling form.
Q. What do
you think of my idea? Will it work?
We
can’t tell you what we think. We can help you make informed decisions
about your idea by guiding you through the business planning process.
It’s not ethically proper for us to offer our ideas about your project.
It’s also not fair. You are unique, and your approach to any situation
brings you into it. By combining your uniqueness with our perspectives
on your business plan, you are bound to make a good business decision.
For more information, please fill out our Request
for Counseling form.
Q. What accountant
should I use?
We
are funded by public money - federal dollars via the Small Business Administration
(SBA) and state dollars through the Commission on Higher Education.
Promoting one professional’s business over another is not lawful.
Q. What attorney
should I use?
We
are funded by public money - federal dollars via the Small Business Administration
(SBA) and state dollars through the Commission on Higher Education.
Promoting one professional’s business over another is not lawful.
Q. How should
I advertise – by radio, newspaper or television?
Although
we can’t recommend a particular radio station over another, we do promote
target marketing. Come in and let us help you build a marketing plan
suited to your specific situation. For more information, please fill out
our Request for Counseling form.
Q. How will
I know if my advertising is working?
The
short answer is that if you are profitable, your marketing plan is probably
working! To maintain long-term profitability, you need to analyze
your target market and make every effort to reach them with as many impressions
as possible. Let us work with your staff to build a winning marketing
plan. For more information, please fill out our Request
for Counseling form.
Q. I stay
really busy at work - lots of customers. Where does all the money
go?
Many
small businesses don’t have adequate cash control. We have more than
25 years of combined experience in small business assistance and expensive
financial analysis tools to boot. Trust us to help you find the “leaks”
in your financial boat. Maybe you should be eating steak instead
of beans. For more information, please fill out our
Request
for Counseling form.
Q. When can
I start keeping some of the money I make?
Once
you find the money “leaks” in your operation and fix those leaks, you can
start seeing a positive cash flow. Only then will you be able to
take a profit. For more information, please fill out our Request
for Counseling form.
Q. Why don’t
customers like the merchandise I have?
Purchasing
the wrong merchandise comes from not knowing the needs and/or wants of
your customers. For quick inventory turnaround, you must purchase
what your customers will by. This only comes by analyzing your target
market. Let us help you with market planning. For more information,
please fill out our Request for Counseling
form.
Q. Being in
business for myself isn’t as easy as I thought. Who can I talk to
and where can I turn for help?
Boy,
you’ve got that right. A get-rich-quick scheme this self-employment
isn’t. Our free counseling (by staff with more than 25 years of business
assistance experience) can help you make the informed business decisions
necessary in the 21st Century. Make your first appointment with us
today! For more information, please fill out our Request
for Counseling form.
